Accident Plans
Coverage for the “In-Case”.

Accidents can happen to anyone, at any time. When an accident does happen, it can be very detrimental to your finances. Consider these facts:

  • Every 10 minutes, two people will be killed and about 390 will suffer a disabling injury due to accidents.1
  • In 2001, over 81% of all costs due to accidental injuries were non-medical costs and expenses.1
  • Basketball and bicycle riding each accounted for more than 600,000 emergency room visits in 2000.1

Your health insurance plan may not cover all of your medical expenses in the event that you are injured. Deductibles and co-insurance out-of-pocket expenses can be significant depending on the type of major medical plan you have. But you may also have additional expenses to consider, such as transportation, lodging, or lost wages.

With the accidental injury insurance plans we have available at AC Financial Group, you can select a number of different benefit levels, with the benefits paid directly to you in the event of an accidental injury. Since the benefits are paid directly to you, you can decide how best to utilize those funds, whether you put it toward your deductible and co-insurance, or if you need to use the money to help with your mortgage bill, utilities, or groceries. Call today to speak to one of our benefit advisors and learn more about our accidental injury insurance plans.

1 National Safety Council, Injury Facts, 2002 Edition

Surebridge (underwritten by The Chesapeake Life Insurance Company®)

If you get sick or become injured, even with comprehensive medical insurance, you will likely face some medical or other unexpected expenses. SureBridge helps you navigate these twists and turns by paying cash benefits directly to you to help pay for anything you choose.

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The IHC Group

The IHC Group is an organization of insurance carriers and marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions to groups and individuals for over 30 years. Members of The IHC Group include Independence Holding Company (NYSE:IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc.

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AIG

American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 100 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. In addition, AIG companies are leading providers of life insurance and retirement services in the United States.

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General Agent Center (GAC)

General Agent Center has been a national distributor of industry leading products since 1973, serving thousands of agents and members nationwide. We work with associations such as Value Benefits of America and National Employers Association to help provide members with excellent benefit options from a variety of insurance carriers and benefit providers. Our agents work with individuals, groups, associations and affinity groups. GAC is a one stop shop.

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Combined Insurance

Combined Insurance Company of America (Chicago, IL) is a leading provider of individual supplemental accident, disability, health and life insurance products and a Chubb company. With a tradition of more than 90 years of success, Combined Insurance is one of Ward’s Top 50® Performing Life-Health Insurance Companies and was named the number one Military Friendly® Employer by G.I. Jobs magazine in 2015 and 2016. Combined Insurance is committed to making the world of supplemental insurance easy to understand.

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