Freeman Photo - Website (2020)Born and raised in greater Detroit, I have lived in Michigan my entire life. I am joyfully and gratefully married to a wonderful and beautiful wife, friend and partner, and we have been blessed with two handsome and healthy sons.

Professionally I come from 18 years as a restaurateur, followed by 10 years in the automotive industry, and in 2005 established my license as a certified independent health, life and disability advisor and field underwriter.

I partnered with AC Financial Group having the primary focus of helping individuals, families, and small business owners build and maintain a solid foundation of medical and income protection, ultimately preventing unforeseen events from affecting one’s financial goals. It’s actually quite simple; plans and circumstances change, decisions don’t.

With over 60% of bankruptcies and foreclosures being a direct result of medical issues, even though over 75% had health insurance, many Americans have underestimated the value of their ability to work, earn, and sustain the income that provides for their livelihood.

A family’s life can be turned upside down in a split second due to an injury, critical illness or death. At AC Financial we’re changing the way Americans think about healthcare and income protection, providing innovative Medical and Living Benefit Insurance Plans that provide Large Lump-Sum Cash Payouts to help cover costs associated with a major accident, chronic condition or serious illness.

When the unforeseen occurs, having an immediate cash infusion allows one to focus on recovery without draining their life’s savings and assets, or worse holding charity dinners, asking family for money, and funding social media sites.

Simply put, our objective is to eliminate monetary chaos and setbacks during and after life’s unexpected events. No one wants financial shortfalls added to the emotional stress and accompanying responsibilities on family members caused by a serious injury or illness to ourselves or a loved one.

AC Financial Group’s portfolio of A-Rated carriers and products helps protect against every impactful health issue that can cause financial uncertainty. Best of all, many offer 100% return of premiums, meaning you can get all your money back tax free if the benefits are never needed. Wouldn’t it be great if our auto, homeowners or liability insurances returned all our premiums in 20 years if we didn’t have a claim?

You CAN live in confidence knowing the bills will get paid, your savings and assets are secure, and your Family’s Lifestyle won’t be upended when the unexpected occurs.